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Steps to Savings Challenge
Enter to Win
$500

Complete four quick lessons, write a short essay about your goals, and you could win $500 — plus $500 for your school.

Start the Challenge

HOW IT WORKS

Three Steps. Real Skills. Real Money.

Take Four Quick Lessons

Fun, bite-sized lessons on saving, goal-setting, and investing. Do them on your phone, laptop, whenever — no time limit.

Write a Short Essay

Share a financial goal and the steps you'll take to reach it, based on what you just learned. 

Get Entered to Win

Submit your essay and you're automatically entered for $500 for you and $500 for your classroom or school. That's it. 

Take the Challenge

Everything You Need
to Know

Check out the challenge details – if you qualify, you're just a few lessons away from a shot at $500. 
Enter to Win $500

Frequently asked questions

How long does the challenge take?

Most students finish the four micro-lessons and their essay in under an hour, but there's no time limit — go at your own pace anytime before May 31, 2026. 

Do I need a Civista Bank account?

Nope. The challenge is open to all eligible teens ages 13–18, regardless of whether you or your family bank with Civista. 

How is the winner selected?

All qualifying essay submissions are entered into a random drawing. 

What if I'm a teacher — can my class participate?

Absolutely. Share the challenge link with your students. If one of them wins, your classroom gets $500 too. It's a great way to bring financial literacy into your curriculum. 

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DON'T MISS OUT

Enter to Win $500

Four lessons. One essay. A real shot at $500 for you – and $500 for your school.  Challenge ends May 31, 2026. Official Rules
Enter to Win $500 Now!
BUILT FOR YOUR GENERATION

Ready to put those money skills to work?

NexGen accounts from Civista are designed for teens and young adults who want to start building real financial habits — not someday, right now.

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